Customer Reviews & Ratings
Review Posted 9/19/2016
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Marlon Escota with Ladera Lending was amazing.
We refinanced our home with Marlon Escota from Ladera Lending and I could not say enough about how pleased I am with his work in helping us. As embarrassing as this is for me to share I feel that I need to explain all that he was able to do for us. Several years ago my husband lost his job. He was the primary source of income. I worked full time but I was also in paramedic school. Between the two I worked and went to school 7 days a week for 12 hours a day. I literally had no time at all to even work overtime or see my two under 4 years of age kids. I began looking online at other financial sources and unfortunately fell for one of them. I went from never having a late payment to having to default in order to just qualify for the program. Long story short after a few years of paying a lot monthly to that company they did nothing for me. I saved anywhere from 1$00-300 on the very few that were settled, I nearly paid more than I would have if I had just contacted the creditors directly. I went from excellent credit to less than good credit. I was HOPELESS. I called our at the time “current” mortgage loan agency and asked if we could refinance. We were of course denied. My credit was not good and we were a one income family of four. Even though I was able to afford the mortgage and still never had a late payment. I was devastated. I literally sat on our stair case and cried. I don’t like to fail and I felt as if we were going to loose our home and everything we had worked so hard for. As faith would have it Marlon had called me the very next week. I was embarrassed to have to explain all of this to him but he listened. Not only did he listen but he didn’t judge me or our situation and made a promise. He told me he could get us a better loan and a better interest rate. I couldn’t believe it. I thought for sure he’d call me back and tell me, just kidding your credit is awful and your a single income family. No that did not happen, in fact it kept getting better. Marlon was able to help up pay off ALL of our debt. All of it totally nearly $15,000.00, I was at a loss for words. I had no idea how to even accomplish this. Marlon was ALWAYS a phone call, text, or email away. I can not stress how prompt he was with all of my questions. If he did not have the answer (which did not occur often considering all the questions and doubt i had from pure fear of rejection) he would immediately forward it to someone who did and attached me to the email. Marlon always went over and beyond to help me with a process that I was so lost with. We have completed the refinance and Marlon still reaches out. He asks how things are going if we have any other questions or if there is anything else he can do for us. I will absolutely continue to seek Marlon for future loans. There is nobody else that I would use. I highly recommend him to all of my family members and all of my friends. I have already recommended him to one of my very best friends. If I did not have complete 100% faith in Marlon and Ladera lending I most certainly would not have recommended him but I do. I am not one to write many reviews unless I am truly whole heartedly impressed and happy with a service I received. I hope that by sharing my story I can help offer someone else some hope that you can get out of your situation and it will start by contacting Marlon Escota at Ladera Lending. I promise you, you will not be disappointed. Marlon Escota and Ladera lending thank you so much for helping my family.
 
 
 
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Additional Business Information
Hours   Monday-Friday 8:00am - 8:00pm Saturday 10:00am - 2:00pm Phone   (800) 592-9396 Address   555 Corporate Drive Suite 215
Ladera Ranch, CA 92694
Website   http://laderalending.com Email   rbrown@laderalending.com
Contact   Robert L Brown Other  
 
 
 
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